You work hard and use your skill and know-how to restore and repair the vehicles brought to you. We will work just as hard to restore your property when disaster strikes.

Our program will show you a whole new way to protect your property and keep your business growing.

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Coverage Features :

Is available to businesses with up to $2 million in receipts per location.

Targets general auto repair operations along with transmission, muffler, carburetor and tune-up specialists. Auto body shops and repair services at service stations are also eligible.

Offers a special classification for clerical, sales and part-time employees that offers a more equitable rate.

Renewal credits for insureds who renew their policy.

Experience rating credits for risks exceeding $1,000 annual premium.

Business Personal Property coverage includes electronic diagnostic equipment, underground pipes, gasoline tanks and their contents, canopies, hoists, light poles on premises within 100 feet of the building, gasoline leak monitoring devices, etc.

Requires no coinsurance -- Special Cause of Loss Form is Standard.

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Property Coverages include:

Station Damage (any one accident)	$5,000
Diagnostic Equipment	$10,000
On-Premises Attached Signs	$10,000
Data Processing Equipment	$10,000
Business Income and Extra Expense up to 180 Consecutive Days (actual loss sustained) Lock Replacement	$500
Ordinance or Law Coverage Demolition	$25,000
Increased Costs of Construction	$25,000
Recharge of Fire Protection Equipment	$10,000
Employee Tools (on Premises)	$500 / tool $2,500 aggregate